I like the notion that the equipment supplying the power could damage itself! In this day and age of covering oneself against ANY eventuality means that we get bombarded with possibilities that could, going downhill with the wind behind you cause damage, in unforeseen or impossible circumstances. Your covid jab could cause a blood clot, but statistically won't, but could. The trouble is, if your Shure SM57 died, was it the phantom, or the drop on the concrete floor the drummer kept to himself?
I cannot subscribe to all these remote possibilities now trotted out as the word of God. I used to get quite wound up by it, but in this internet world, people believe the doom and gloom far too readily. One of my friends spent ages trying to measure the diameter of the copper wire in a dynamic capsule so he could calculate it's current carrying capability, then with the maximum, current available to a mic limited by the two 680R resistors, he could categorically prove it was possible to damage them/NOT damage them. His micrometer slipped and broke the wire, and the mic ended up in the bin. He did measure it and calculated the current available was insufficient to damage the copper, and in doing the test wrecked one microphone more than phantom ever has!