You make one basic mistake in your thinking of how an electric guitar works. Electric guitars- all of them, even acoustic add-on pickups- actually are electricity GENERATORS- the pickups and the strings form a generator that SENDS a signal TO the amp- NO electricty is sent from the amp to the guitar.
If you find you have a too-low signal going to the amps (you will know because, as mentioned above, you have to crank the amp a bit and noise goes up with volume) try a pre-amp between your guitar and the splitter. A stomp-box EQ functions as a pre-amp, for instance- a tube pre like ART'S or Presonis', or a multi-effect pedal like
a Digitech RP-7, would do the trick. If you go with TWO pre's (of whatever ilk) you can dial them for different tone for the two amps.
I have even accidently plugged my guitar into the speaker-out plug, on a 3-5 watt amp- the low power may have something to do with the fact that no ill effects occured. This little crap amp has a previous-owner installed speaker out jack on the FACE, and it is where you expect instrument in's to be (in's are way on the other end of the face, to the right...) Don't think I'd try it with a 135-watt Fender Twin, though...
Oh, and it's NOT a silly question. Best to err on the side of caution, unless wild experimentation is more important to you than preserving your equipment.