<When recording vocals, when and why wouldnt you use the low cut?>
Very often you need this cut to compensate for proximity effect occured with close micing. Sometimes it is usefull (depending on voice, or instrument), sometimes is not. Your ears are the best judge.
(edited to add more info)
<Say the average mic has a 80hz, 12db/octave roll off...>
BTW, usually it uses passive filter with 6db/octave roll off. They do it by changing coupling capacitor with lower value.