no offense - all in fun - but sort of being serious.
"I would show some respect for my quality mics"
show your respect by using them! by this means of thinking you'd keep a ribbon mic away from a roaring guitar cab...which is where it belongs...just not shoved up against the grill maybe but you know.also small diaphragm condensors RULE on toms...and can rule on snare!
i'm no technician, but volume is a part of the game for these things...use em. i used to regularly use my 414 for snare...i'm sure it's still kicking tail today. the 012's i used on toms last week one a really heavy player worked beautifully on overheads two days later.
i'm not sure how loud a human voice can get but i would doubt it's anywhere near shutting a mic down...maybe some ribbons...but i'd think mainly on the wind factor. i've got a 77 i've used in front of a kick...just becareful and use them appropriately...don't shelf 'em though...that's kinda falling into a myth and shooting yourself in the foot.
funny - i'd still use the sm7!
Mike