The only other thing I can think of is a phantom unit mounted outboard, which plugs into the soundcard inputs at one end and the mic plugs into the unit.
Yes a transformer could introduce EM but I guess if it's a really low-current transformer the EM would be very low, since we're only talking a few milliamps. Ditto for regulation, you won't need a high-power regulation circuit since the mics draw very little phantom power, maybe a couple of milliamperes. I've used a 9V battery on a regular condensor mic mounted inside my guitar and the battery is going strong two years on. At 48 V, mics draw even less current, maybe just 1 ma. Likely you won't even need anything more than a standard plastic transistor + zener combination.
And no, I'm not sure where you can get PSU schematics but I'll see if I can look around for you. The old-fashioned method I'm sure needs no further explanation. If you need a circuit, I can organise to send you one. The switching circuits, well, I'll have to see. Basically it's a sine-wave generator (even square, in some cases) which is coupled to a very high power current amplifier, which drives the transformer.
Extrememly inefficient, the base curcuit for a UPS. You'll probably need an ampere or so, to get about 150-200 milliamps at the output tap (1/4, the approximate ratio for your transformer) which should be enough to power a few mics.
The other thing I was thinking was the fact that you'll be loading up your PSU unessecarily. You could try the dual PSU method (try googling it, I found an intersting way to add two ATX PSUs together) and mod the other PSU to provide 48 V which you can then use to power the phantom.