AAARRGGGGGGGGGGGGRRRR! Saga continues!!

  • Thread starter Thread starter RICK FITZPATRICK
  • Start date Start date
RICK FITZPATRICK

RICK FITZPATRICK

New member
Well, buying a house has to be the damndest set emotional stress's ever conceived by man. Even more than sex:D
Friday evening I watched the news. Local Oregon tv. A "B" story.
"Sacramento mortgage lender closes it doors today, leaveing hundreds of loan applicants in limbo, and could cause thier loan deadlines to default"
Thats me. I got a call from my loan broker this morning saying my loan was among those. It was my lender:mad: :confused: :( :rolleyes: :eek:
Wha the (&^@_(&^&%@#@!@!%&^(%&@! is going on!!!! My broker had 27 loans in process through this lender. She got an email from the lender Friday, but had gone camping for the weekend. She got it this morning. It said "Thanks for the ride." Wha the@(^%#^&^&& blazes!!! They had accepted over 200 loans last week alone. I smell an @#%$)$%$$%% Ennron rat!!
Our contract deadline for the closing is on next Friday.

I get another call from the real estate agent. She's freaking. We made a deal with the owner, whereby we could move into the house prior to it closing, in trade for cleaning up the house and property. This was until the loan closed. NOW, the owner has decided they hope it doesn't go through, because they want to move back in.
During this month of agony, my wife, because of the positive feedback from the loan broker and approvals, decided to move most of our belongings from Sacramento, in order to save money on storage units. It would have been much cheaper. $600 in dump fees alone so far. We have now been informed the owner has already inquired how they can remove us the day after Friday if our new loan does not close in time. :eek: :eek:
It just so happens that our closest neighbor, who was the owners neighbor for 15 yrs, just happens to be the listing agent.:rolleyes: She just left.
She just told me that the Polebarn, may not be on MY property. Wha the @#%$*%^&@#&&%% crap is going on!!!!!!!!!!!!!!!!
This property is almost impossible to determine property lines unless surveyed. Big $ under these circumstances.
Pardon me while I have a brain hemorage.
Lets see, its still early, maybe the day will get better. Like have a heart attack :rolleyes:
I'm starting to dislike Oregon by the minute.
Meanwhile, pardon my saga contributions. Only can hope that other prospective home buyers will heed my warning. STOCK UP ON NERVE PILLS!!!;)
fitZ:confused: :confused: :confused:
 
That sucks bigtime. I was planning on buying the house I've been renting because it's commercially zoned and perfect for a studio. Now the owner has raised the price by 30% in less than a year! Fuckin bitch.
 
Good news, just got a call from the broker. My 2nd loan is approved. I sign in 2 days. At least there is some good news today. Ha!
Thanks guys.
Hey TRK, buying a house can be a nightmare, but renting fucks with my life. Besides, in Sacramento, for every house that comes up for rent, there is 25 people waiting for it. AND, you better have perfect everything or someone else gets it. Feel lucky if you get a place no matter how bad it is or how preposterous the price for what you get. Thats one of the reasons I left Calif. When I sold my house 3 months ago, it was the lowest priced house on the market. It gained $120,000 in equity in 5 years. Once I sold it, I couldn't afford to stay in that housing market. Even renting.:eek: It is absolutely mind boggleing how prices have risen there.
NOW, I'm in Coos Bay, Oregon. Totally different scenario here. Kinda depressed. But cheap housing.
Well, thanks for putting up with my saga today.
Tomorrow.......the roof from hell!!


soooooo!........... "Tune in later for more of "As the stomach churns"......brought to you live by our sponser
HR.com.......:D
fitZ
 
Damn, and I thought I had a bad day because Uncle Sam (my boss) has totally screwed my pay up again. Bastards!!!!!!!!!!!!!!!
 
Hey DD, I'll second that "bastards". I know one thing. I sat in court on the last day of my child support hearing, and listened to a judge tell the DA that the court would instruct the escrow company, to make three checks out, from the sale of my home. One for each of my kids, and one for my ex wife. $10,000 each. The DA jumped up to contest it saying they should be the ones to distribute the $30,000 child support payoff. The judge told the DA to shut up and sit down.
When I went to the title company to sign the papers, there was a notice of distribution to the DA stating to ignor the court order. They got the $30, 000 in addition to the $29,000 they already stole from my kids.
Since that day, I have come to recognize that the "powers that be are the DA's. " They can even supercede orders from the court. I do not trust the system as I perceived it to be anymore. I was naive.

As far as I'm concerned, its all a lie. My attorney confirmed everything I've told you.
When I called the DA "legal theives" he laughed, and knodded his head. I don't trust attorneys either. When he took my case, I flat out told him if he couldn't resolve my case for $2500 I wouldn't bother, cause I didn't have anymore money at the time. On the last day of court, he said the last $220 would take care of that court appearance and that would be it. One month later, I received a bill from him for $3500 MORE!!
Over my dead body. Lying bastards
fitZ:mad:
 
RICK FITZPATRICK said:
Well, buying a house has to be the damndest set emotional stress's ever conceived by man. Even more than sex:D
Click to expand...

Wait until you actually start building your new studio. I wound up with a grey streak in my hair from worrying so much!
 
I wound up with a grey streak in my hair from worrying so much!
Click to expand...

Streak hell, it's all turning grey! And I haven't even started. The last year, going through court, who ordered me to sell my house in 60 days, fixing it in 30 days(were talking a whole bathroom and kitchen remodel, cabinets, floorings throughout, painting inside and out and tearing down my shop and studio, packing and puttin stuff in storage, jumping in a car 3 hrs after escrow closed, and spending 3 months looking for a house in Oregon, while living in motels, finding a home 3 friggin times and waiting, the eternal waiting, for ultimate deal failure, then finally, finding a house that was worth it, making a deal with the owner to move in untill escrow closes, moving 2 truckloads of household and shop shit with a car on a trailer on each 700 miles)in trade for cleaning up a garage sale junkie property untill escrow closed(2 26' uhaul truckfulls of dump shit)in time for the appraisers visit, while installing a burnt out water heater, 2 faucets, a faulty waterline under the house and 2 days before escrow, the largest lender in Oregon bankrupts and closes the doors, finding a new loan in one day, etc etc bla bla bla.......it's a wonder I have any hair at all.:eek: :eek: :eek:
fitZ
 
it was waiting for me- the roof from hell!!

Ok, the roof from hell. Today I was going to finish it. It was windy today. Very windy.
Now, this is the gritty shit you HAVE TO DO FIRST, before you can even THINK about building a studio. The crap previous owners have done themself the should have torn down, which I will do next year, but since winter here is but a storm away, my first line of defence against misery, is to address THE ROOF FROM HELL. Let me put it this way.

ARRRRRRGGGGGGGGGGGGGGRRRRRRRRRRRRRRRRRRRRRR!!!!!!!@#$%(%&&$%^@

Damn I hate projects like this. They are miserable in the first place, dangerous in the second, a short dollar money dump with no refund, and fully take up valuable studio planning time :D But there is no time to tear the damn thing down and start from scratch and be done with it.

What were talking about here is a Talisan north, Frank Loyd Write wanabe shop/garage, that had the owner taken even a miniscule second of time to think about it before starting, would have abandoned the idea, at least the roof pitch. Imagine a 25' wide garage with the width a shed roof, with the high side, or ridge ledger, on the side of a two story house. Its about 11' high at the ledger. From there, slopes down at a minimum of 2 degrees pitch(ALMOST FLAT):eek: to the eave, a about 7' high. Its 42' deep. 2x6 rafters on 24" centers. At about the halfway point into the shop, the house has a 2 story extension, 10' into the garage. The roof wraps around this room
and continues another 12' deep.

Doesn't sound bad. Until you look up. You see light. Wierd light. Because the whole roof is OLD corrugated green fiberglass. Jumpin jehosaphat! I"VE GOT TO CLIMB UP THERE?:eek:Fuck me. Ok, our neighbor told us yesterday(shes the listing agent:rolleyes:) that this thing leaks like a sive. What a sive is I haven't a clue but it didn't sound good. Doesn't look like fun either
Hmmmmm. Where? I make a makeship scafold out of short ladders and 2x4
OH ShIT what a frigging mess. The connection to the house is COVERED with old rotton plywood and a TON of pine needles, AND a giant home for a carpenter ant city.
Urban sprawl in the insect world. Millions of these 1/2" long black ants. Crawling everywhere.
OK, where I live now, is a house on a hill, very high up, with 200' fir and pine trees all around the house. Virtually a northwest rainforest. I'm from a very tame(except for humans:D) Sacramento valley. This is not tame. Ha! Ok, since the appraiser was coming, and the house had been empty for a year, and was covered with spider webs and shit, I decided to high pressure wash the whole thing. ARARRRRRRRRRGGGGGRRRRRRRRR!!!!!!!!!!!!!!! Took 2 days of climbing, being wet, smacking spiders, and general misery, and then I tackled the roof.

Now, this plywood at the connection is rotton. I don't know if you've ever been on a corrugated roof, but it is friggin scary. ONE slip, and you stick your foot or leg through the fiberglass, and you CAN't get it out. You have to cut the fiberglass away from the bleeding member. No fun. So I go out and buy 10 sheets of pressure treated ply, 1/2"

Its convienient having a pole barn specialist lumberyard 1/2 mile away.:D Now mind you, I'm in a strange place, don't know a soul for help, have no health insurance and I'm going to fix this thing myself. Foolishness knows no bounds. Neither does the weather. I bow to the latter. So I cut 2 sheets in half, lengthwise, and use these to lay across the rafters so as to span as many as possible for support. It works well. I just move them as needed to span the whole roof. The rest replaces the rotton shit at the ledger connection.

Now for the mess. I use my compressor and a large street broom. Fuck, scary.
The needles don't move. they are stuck in pitch. Old pitch. ANd moss. Tons of it.
2 hrs later it:rolleyes: What the fuck am I doing up here. Ok, I remove as much as possible, and there is a residue. Black. Must be from old soot and pitch and moss. Miserable. I start the pressure washer. ALL frigging day. It works. One final wash down and voila!! a nice clean fiberglass roof. But I look like the old roof. OK, now for the leaks
I inspect the ledger and flashing. Ever seen corrugated flashing. Wierd to seal. I go to the local lumber place and order corrugated foam seals. And purchase a case of cheap on sale clear silicone. Alright you sombitch, I'm going to fix you dirty little#@%$&%^^*&*)*.:D Cussing the whole time helps. My wife shakes her head.
I tell her to join me. End of discussion. She'll fix dinner. The only thing good about today, other than a fatty once in a while to take the edge off.
Ok, got the ledger, flashing, and fiberglass all clean, and ready for sealing.
100' of corrugated foam, asphalt, silicone, expanding foam, tools, compressed air, fasteners, felt, 1 roll of comp and stuff ready. I proceed to silicone all the joints in the fiberglass first, and work my way up to the new ply at the ledger. This is a 4' wide ply drip zone, for the roofs above to drip on. It'll be covered with rolled comp. Not the ideal solution, but the only correct way to seal it. The ply slips umder the flashing with the foam seals between the ply and fiberglass and another between the flashing and ply. Awkward, unsightly, but sealed. I'll tear it all out next year. This year it has to protect a full printing shop and bindery equipment, AND my wood working shop.

When the rain starts in November, I've been told it don't stop untill Jan or Feb. :eek:
Right now, ALL my belongings and shops are in there. It has to work or my wife will cut you know what off!! Can't let the "shabby chic" inventory get wet either. My wife sells this on ebay. Lord. Have mercy.
Well, I almost finished, and tomorrow I will. Emergency #4 will be done. I sign papers on the house tomorrow too!! Then #5, the leaning Polebarn studio wanabe nightmare. Well, I found three hardhats in the garage sale stuff left by the previous owner. I'll tape them togeather as one.:D
See, the shit you have to do FIRST, before you can address a studio makes the studio
FUN!!!! in comparison. Ha, the things we go through to have a studio!!! I'll be back.
fitZ
 
Gosh FITZ, you hang in there man!

I saw your previous recording room, and if anyone can pull the situation together and make it work, man, it's you.

Take it one step at a time, I guess.;)
 
Hey Reel, thanks a mill for the support man! I probably sound like that "whiny wimp"
you told off! Ha! I thought that was great. Hope I don't sound like one.
I don't mean to take up HR.com space with my shit, but SOMEBODY has to chronicle the shit you go through for this dam avocation! I'll get to the studio stuff soon enough.
I just want to illustrate how far some idiots go to follow this recording dream. No one talks about the CRAP. Just the fun stuff!! Hell, thats easy building it.
Like the old saying goes. "Its not the WILL to win thats important, its preparing to win that is. Man, that roof is a perfect illustration.
And my favorite......its not the destination, it's the journey. Well, I've already chronicled that. Journey my ass.:D
fitZ
 
sieve (s¹v) n. 1. A utensil of wire mesh or closely perforated metal, used for straining, sifting, ricing, or puréeing. --sieve v. sieved, siev·ing, sieves. --tr. 1. To pass through a sieve. --intr. To use a sieve; sift. [Middle English sive, from Old English sife.]

And yes, you DO sound like a whiney wimp - the kind of crap that keeps us from the more fun parts of life can sometimes make ANYBODY sound that way.

Remember - Anything that doesn't kill you, probably SHOULD have - at least then, you wouldn't have to fake caring anymore... :=)
 
Fitz,
My thoughts and prayers are with you. And when you wonder what in the world you are doing up there just keep in mind that you didn't move in with your Mother-in-law like ol' Mikey did! (We had to in order to get the kids in the school district we wanted them in since the house hasn't sold yet. Lord, Grant me PATIENCE!). So just keep repeating the following mantra:

Let's see, move in the the mother-in-law or keep making even miniscule progress on my own (almost, kinda, maybe) place?

Mike
 
Or this mantra:

There's no place like home.....There's no place like home...
 
Well, good morning everyone. I'm bewildered. SOME people here might think this saga is totally inappropriate for this bbs, and my intellect/spelling/demeaner a little wimpy to say the least, and questions too vague to answer. So be it. You have your own life and I have mine. And with all due respect, Ignor my posts then. 'Cause I'm not going to quit! Steve, I get the impression I don't measure up to your standards. Oh well. I live up to mine. I hope I'm reading you wrong. Forgive me if I am. Sometimes you leave me wondering exactly what you mean, I hate reading between the lines.
I know, your probably thinking "what part of wimp don't you understand Rick! I've been called worse. Like guesser. As my wife puts it, heres always a better man out there.

Today, I'll finish up the roof. I measured most of the house yesterday to punch into
Autocad in order to draw the "as built" plans. I usually do this the first free day I have as I enjoy that portion. It allows me to look at details of construction of the building I live in, and in order to plan correctly, I have to know everything about it.

This house is no exception. In fact, if you could see it(I'll post pic's later)you would see VERY unusual conditions, which for the most part have me a little worried. Once I understand the implications of the construction, I can formulate a strategy to repair said conditions, so in the event mother nature has actually caused what I think may exist, my house won't fall into the creek:D
Just kidding. About the creek. It's too far down and away from the house. Fall yes. Portions. The original house was built in 1925 or thereabouts, and has been remodeled umpteen times. Some with forethought, some without. Its the ones without that have me worried. Like two second story rooms that were framed out over patio areas, with round steel support posts that support a beam that was originally designed to support a 2 x 6 framed patio cover. The posts rest on lord knows what as the patio slab was poured around them, and now have begun to SINK through the slab.
The rear upper rear corners of the house are supported by this, and now portions of the house have began to ......lets say ....tilt.

I'll address those in future posts. Now I know this isn't the place for "Remodeling on a budget", and I don't intend to do that. My whole point is illustrate what I have to do to the building in order to have a clean slate to start on the studio. And since the studio will at least temporarally be in the house, it must be satisfy the simple demands my studio needs, or all could be in vain. Like stay level, solid, and imobile. The polebarn is in question at the moment. I'm not even sure yet if it is even part of my property. Seems here, people build what they want, how they want, no permits and especially on this property, no one to tell you no! They just do it. The polebarn is a perfect example. So untill I unscramble the legallities of the polebarn, that will remain questionable as a studio, but I still have to "sturdify" it, as Steve puts it. Ha! Thats funny. Lest it fall in my driveway and create a dump bill from hell.

Now, I'm no Bill Gates, and a LOT of the money I thought I was going to have for studio use, is gone. Amazing how much it costs to live in motels and travel for 3 months. AND, in order to get this place, we had to put down twice as much as we originally budgeted And we originally thought we could do this in 10 days. Boy were we naive.
Oh well, can't look back now, but there is one loan broker in Sac who is expecting a visit from me. He can throw his career out the window when I'm done.:rolleyes:
Ever wonder where used car salesman come from? They advanced from loan brokerage.

Hey mike, during this last week, my father in law came up here and bought a manufactured home in a retirement village. He's a cranky 85 year old. Grumpy old men. That'll be me. Anyway, when the lender went bust on Friday, thoughts of having to move in with him began to fester in my brain. AAAAye aye aye!! I'd rather be on the street!!!

Sooooooo, for those of you who are interested in this little saga, I'll be back. For those of you who are not, hey, theres plenty of other threads to read;) Untill then,
cheers
fitZ :)
 
What exactly possessed you to buy this money pit???

Carpenter ants? Dry rot? Funky remodels?

Weren't there any newer homes in the area???

Rain from November to February? How about from mid-October to late April???

Good luck, amigo. Seriously.

It looks like you've gone from the frying pan into the fire!
 
What exactly possessed you to buy this money pit???
Click to expand...
When's the last time you went house hunting? We looked for three months, and put in offers on many. When viewing homes, how much time do you have? 15 minutes maybe.:rolleyes: Not only that, my financiall circumstances dictated the value I could spend, AND, the house basically is sound. Show me a new house with no problems.
This just happened to fit our needs, and it was the ONLY one that has gone through the whole process. Like my Dad said, untill he bought a house, he had LOTS of extra time and money. Ha!
Yea, it has some problems, none of which are beyond repair. What it does have is a view from hell, privacy, low payments, 2700 of living space, a shop, maybe a studio in a seperate building, and a unique environment. Plus things to bitch about here. After looking at a 1000 places, we determined that this was a go. Not perfect. Just doable. In a year I'll have it fixed.
In todays market, you don't get shit for $110,000. Thats what I am paying. It was appraised at $135,000. We've been told it will be worth much more when fixed :D Pssssst. Don't tell the previous owner. And btw, the house I just sold for $190,000 was financed at $71,000 just 5 yrs ago. And it was a LITTLE 950 sq. ft 1958 tract house.
It was the cheapest house on the Sacramento market when I sold it. I couldn't even afford to stay there.
fitZ:)
 
Hey, Fitz - You're right, you're not quite paying attention (not that you don't have enough distractions at the moment -

"Steve, I get the impression I don't measure up to your standards. Oh well. I live up to mine." - Exactly. Only way to live your life in my book.

I've told you before in other threads that you'll KNOW if/when you actually piss me off - otherwise, I'm just a smart-ass that enjoys making smart-ass comments - you're not going through anything (other than the divorce thing, knock on wood) that I've not either been through or STILL AM going through, and it's not that I'm enjoying your pain, it's more that I'm commiserating (ask your wife, women do this all the time instead of actually FIXING what's wrong :=)

Refresher - If you ever REALLY piss me off, (not an easy task) I'll either tell you to GO FUCK YOURSELF or you'll never EVER hear from me again, possibly both - no interpretation needed. I only flick people shit if I LIKE them - otherwise, why bother - it's not worth the time.

Everything else is just my warped personality mixed with 58 years experience in whatever drew my interest/made a living/wife asked me to and couldn't get out of it... Steve
 
Ok, cool Steve. Nuff said.
Well, what other stuff do we have in common? Let's see.......HEY!! MUSIC. Damn, thats the OTHER and most important thing.. When the fuck are we going to get to play togeather? Ha! Haven't touched the guitar in 3 months. Even starting to forget the ole 60 chord system. Hmmmmm ....can't let that happen. Some of my equipment is still in SAC, including the guitars. As SOON as I get it up here, I'll start my practice periods again. Man, its been too long. Sac and life had a way of eating up time. Studio too. Never meant for this damn thing to get to this point. All I wanted to do was multitrack, and what did I do. Logged on here:eek:
fitZ:D
 
Hey Fitz,

Here's not such a bad place to hang out (unless you spend all your time here and never have time for a life). Lots of things to be learned (like how big carpenter ants can really get, how long the rainy season in Oregon is, and how to commiserate with someone going through something you only dream of).

Keep your diary going. I've needed a daily fix of "real Life" ever since Mixerman's "Bitch Slap" chronicle died over at PSW.

Cheers,
Darryl.....
 
You must log in or register to reply here.
Back
Top