Which head goes where again....
Well,
I went to go clean the heads, and started to look at them and then bounce that against the placement of heads in the manual. Mmmh, didn't look right, isn't the one with the skinnier lines the 4 track???? so I looked at my other machine, and sure enough the two track and four track heads for some unknown reason have switched places on this machine. So the monitor problem isn't a problem, because you can't monitor off the 4 track head in record.
The switch is wrong naturally, so all this time most of the problems I've had have been associated w/ that.
The machine still likely needs an O/L calibration, and I'm going to compare the oscillators on the two machines, but wow, what a strange thing that was. The heads have some wear on them, so I have no idea why they'd have been swapped....