I can say that I have a Zoom 1266cd along with some other items. I have Sonar, Fruity Loops, Reason, and other software that I merge along with my Zoom.
I have learned many of the ins and outs of the Zoom, and I still learn new stuff every day. If you have any question in particular, I can try and give you my opinion. But I enjoy most of the options that it offers. Plus the fact that people stress the number of tracks to record on, Zoom 1266 is a 10 track recorder, but by bouncing tracks you can end up with plenty of more, and you'll lose no sound quality. If you prefer Hardware vs computer recording, for the money you can't beat it. It's all a matter of taste, and what you're trying to accomplish with your music. I find it easy to use, I can just sit down, set up the Zoom and bash out anything that I have already prepared to do. The Artist I work with have even learned the many features of the Zoom....
Good Luck
Trizza