All you need to find out is if your soundcard supports ASIO. ASIO are drivers made by Steinberg. If your soundcard supports ASIO, that means you can record and playback with high-quality, low latency and low system load. You can find out by checking the Creative site and reading the information provided about that particular card.
Usually, cards costing over 150 bucks support 24bit 96kHz recording, with ASIO.