Yeah, send to the monitors pre-fader. FX go post-fader. Always mute the channel before you press the phantom power button.
You need one amp channel for each mix channel. For a stereo FOH, you need 2 channels. Another channel for each monitor mix.
If you get some deaf singer up there and his monitor is cranked and it's ruining your FOH mix, put a little verb in his monitor. It's what he really wants anyway, he just doesn't know it.
Always mute the channel before you press the phantom power button.
Make sure the monitors are pointed at the performers' heads. The sound should hit them right in the face. If it doesn't, then they're going to want their monitors hotter than necessary, and it will muddy your mix.
With good bands, not every musician is going to want to hear the FOH mix in their monitors. Good bass players want to hear mostly bass and drums, for instance. Maybe just a little bit of lead vox so they know where they are in the song. A good bass player is probably not going to want to hear the lead guitar very much, if at all. Ditto for drums. Bass and drums can share a monitor mix if need be. Lead vox should get his own mix if at all possible. He'll want to hear himself much louder than everyone else will.
Always mute the channel before you press the phantom power button.
Hope this helps. Have fun mixing!