WooHoo!
Using PhotoShop Elements go to File/Save For Web. This allows you to size your photo, in your choice of file formats, resolution, size, etc.. and shows you the memory utilization that results. When you're happy, you save it. Results in huge pictures... results under the studio building thread. Word to the wise... the size of the picture is LESS than what it will be when it is saved to disk, so reduce the picture until it takes up about 60K. I saved one when it took up 64K, but when it was saved to disk the size blew up to about 68K and I couldn't upload it.