The stethoscope may work. I would search for a sample loop to use.
If you do need a real heartbeat, go to Babies R Us and purchase a Doppler scanner. They are marketed for nervous first time moms and dads who what to make sure the baby inside of mom is doing OK and they can hear his little heart beat. It will also work perfectly well to hear an adult's heartbeat. It is a hand held wand connected to an amplifier and speaker or some of them are all-in-one. They cost between $20 and $50 and are always on the shelf when I go to buy diapers. you may be able to find one at a baby/kids stuff consignment shop. You will also need KY Jelly to lubricate the scanner so you don't get scratchy sounds thru the speaker.
http://www.toysrus.com/search/index...kw=fetal doppler&f=Taxonomy/TRUS/2255957&sr=1