Check this out. Next slutty toy.. not

[mixsit]

It was long overdue -several years, so we had an insurance up-date meeting the other day.
The uh, 'understanding' we had with our long time broker regarding 'if we had a little of the side deals' going on in the home studio thing that we were covered.. Turns out the rule is any income what so ever disqualifies under home insurance.

Now it will be a specialty line- not even offered by the home' guys. I bet this will be a load of fun.

Oh, and don't think your 'gigging out' and those instruments get a free ride...

Same same.

 

[tdukex]

I should have been an Actuary!

 

[FALKEN]

I have a separate policy for gigging out. Its actually very inexpensive. The only problem is u can't leave stuff in the vehicle overnight if you "lodge" somewhere or else you're not covered if it dissapears.

 

[NL5]

Yep, I had the same thing happen. I went a year thinking I had insurance thru my homeowners. Now I have separate insurance - and it ain't cheap.

 

[SonicAlbert]

Is your insurance through the union?

 

[NL5]

Is your insurance through the union?

Are you asking me, or the OP? Mine is not thru the union, as I am not a union member myself....

 

[SonicAlbert]

I was asking the original poster actually, but who is your equipment insurance with NL5?

 

[mixsit]

Ah, no. One of the standard big ones.

 

[mshilarious]

It's not the equipment insurance I would worry about so much, it's the liability

 

[TexRoadkill]

I went through this last year trying to insure our rehearsal space and gigging gear. I was eventually told to get an Inland Marine type of policy. Apparently they are used for insuring tools and equipment on the road and maybe have something to with boats and/or the military.

http://insurance.cch.com/RUPPS/inland-marine-insurance.htm