It's not desktop icons. I learned that a long time ago and now there is literally nothing on my desktop, except for the My Computer icon and Recycling Bin. I keep a tidy ship. Also, the only programs I even have installed are those relating to testing/updating my computer (from the mobo disc), an AC3 codec, and some DVD burning software.
I'm quite certain it's not temperature. While sitting here running Netflix streaming, it went from 29-37 celcius. It's possible that it might go up another degree or two, but it changes very slowly and I don't have all day to sit around watching it. It's also been pretty steady at 37 for the past couple minutes, so I suspect it will stay there. From what I can tell from my brief searching online, that is considerably less than the "normal" operating temperature, so I don't think there's much cause for concern.
I'm testing a different stick of RAM right now, though it is still one of the sticks that was in there before. I don't want to buy new RAM until I'm sure that's the problem. So far, though, I have made it through enough of the movie to have Netflix stop working twice. Normally, it will stop working, then I have to disable/enable my wireless card, start watching again, and then it will freeze up at some point. This time, Netflix has frozen up twice without my computer freezing, so that's good. Hmm... well, it just froze for a second after I said that, but only briefly and then started working again. That's interesting. I haven't had that happen yet. Well, if it makes it through the rest of the movie without freezing, I will concede that it must be the RAM. The wireless card is screwy, too, but that's an easy fix (just use wired, duh).
EDIT: Heh, spoke too soon. Froze up again. That's two out of four sticks of RAM with different specs, yet the problem is still pretty much identical. Now you see why I suspect it isn't the RAM.