I currently record on my PC with n-Track and I've never noticed a track being panned anywhere but dead center after recording it. Suppose I record my guitar using the left and right channels from my effects unit and record it as two mono tracks. Those tracks are panned to the center. I have to remember to go into the mixer and pan them left or right as appropriate when mixing. However, if I record this way as a single stereo track, then I am stuck with the pan that comes out of the effects unit. The only way around that is to split this stereo track into two mono tracks.
Wil, I just want to clarify something you said because I'm not sure if I understood you correctly. In other words, I may be making the same point, but I just want to be sure.
Let me start by saying I'm basing this on the 414 I used to use. I agree with you that tracks 1 and 3 can record from the left chanel of the stereo bus and tracks 2 and 4 from the right channel of the stereo bus. However, that doesn't mean that the tracks themselves are hard panned to either side. Once recorded, you can pan these tracks either left or right according to taste when you mix. I had to be careful distinguishing between "tracks" and "channels" because they both went through the same mixer. This used to confuse the hell out of me when I first got the 414, so I wanted make sure that this was clear.
Somebody let me know if I just made things muddier or am way off base here.