From now on, I'll probably use the MK-012 when I want to "feature" the acoustic, and when I want it to part of a rhythmic blend, I'll go with the SM81s (or when I want to do stereo, until I have a matched pair of MK-012s, I guess).
That's a very good point about the SM81 being good for rhythm guitar. It would be an excellent choice if you find that your guitar sounds too present in the mix and you want to make it more of a background thing. The denser the mix, the more likely it is that you should go with an SM81 or similar. For a more exposed mix with fewer instruments, the 012 would tend to be a better choice so that the guitar wouldn't sound thin.
So for acoustic and voice, probably go with the 012. If you're doing a set with electric, acoustic, piano or electric piano, bass, kit, brass, strings, lead voice, and background vocals, go with the SM81... unless the guitar disappears too much, in which case go with the 012 again.
I wouldn't worry too terribly about getting a matched pair of the 012s. I have two that were just random buys off eBay and they've worked relatively well as a stereo pair for drum overheads. They may not be perfectly matched---I haven't really done critical listening with them pointed at a single source---but they don't sound radically different or anything.
That said, QC is sometimes inconsistent with the Russian mics, and a few MK-012s are duds, so it is certainly possible that you'd end up with a consistency problem buying two random MK-012s, but I suspect the odds would be in favor of them being reasonably usable as a pair, and if they weren't... buy a third and sell whichever one is way off from the other two on eBay.