In other words, you're too lazy to RTFM.
Yes, keep it at 44.1khz unless you're using a Soundblaster card or a DAT machine that only uses 48k.
If you're clipping you need to change the buffer settings,
The ASIO settings, MIDI device settings and the Buffer settings ARE all the the ****ing preferences and well explained in the manual and Help file.
RTFM and don't be rude when someone offers you help.