probably somebody else. I was (until earlier this year) going to try different rooms in the house before it became imminent that we'd have to sell the house to cover my mother's care. Maybe that was it.
I do remember you getting the house...don't recall anything about your mother's care.
I had took care of my mother during her last several months. She was only bedridden the last 6 weeks before she died, but she did have some chronic issues with her heart and breathing.
Not looking to get into a deep discussion about healthcare or politics...but my Mom had a typical Medicare Advantage plan, which wasn't expensive, and it covered all her needs. She took a lot of meds, and mostly had tests done, but she did do a couple of hospital stays in recent years that were a week or so due to pneumonia, and she also had fallen (that was he last stay before I brought her up from FL to live with me).
I mean...I could have put her in a nursing home, but I saw no reason to, since I was willing to take care of her, and when she went under hospice care, that was all 100% covered by Medicare. I would only have put her in a home if she needed 24/7 medical attention.
That said...in the USA, I believe every state provides nursing home care for the elderly at no cost, which is covered under Medicare...the only catch is, if the person has property/money past a certain limit, the state can get at it to help defer the nursing home costs...but otherwise, it's no cost.
When it hits a few thousands, the Government start to pick up the bill. she still lost her house money, but is well cared for and not a burden on relatives. I feel for you.
It's pretty much the same here. The government picks up the bill for nursing care if the patient has no property/money.
Now, is someone needs some very extreme care and meds that are not typically covered...then yeah, there may be out-of-pocket costs involved if you desire that level of care.
Without knowing the care required by someone ( and no real need to get into it here)...it's hard to say who needs what, and who has to pay for it.
Not to mention, if a higher quality of nursing home care is desired (private run facilities)...then that will not be covered by Medicate, or maybe only a small portion will, and the rest is out-of-pocket.
Anyway...sorry about your situation. I know it's hard when you have a family member that needs medical care, and you want to do as much as possible for them.
